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漂流瓶终于彻底拜拜 微信7.0.4新版体验
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借贷宝:停止催收百名裸条女大学生 未满23岁将不得借贷
京东白条多地频现盗刷 消费者遭催收公司“逼债”
借款野蛮催收行为将被规范 真是几家欢喜几家愁
为规范网贷催收 上海互金协会发行业倡议书
腾讯解释为什么微信没有夜间模式 真相你相信吗?
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借贷宝:停止催收百名裸条女大学生 未满23岁将不得借贷

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编辑: 1   作者: cnbeta   时间: 2016/12/22 21:20/00  

近日,一份关于“裸条”的10G压缩包在网上流传,其中包含了约167名女大学生的裸照及视频。沸沸扬扬的事件背后,借贷宝再次被推向舆论的风口浪尖。对此,借贷宝对新浪科技表示,正在采取受害人排查、针对性停止催收等措施,减轻对裸条当事人的伤害。借贷宝表示,流出的10G压缩包中共发现167位当事女生,其中128名为借贷宝平台用户,有交易的借贷宝用户109名。

针对上述用户,借贷宝方面称正在尝试联系,并采取措施要求平台第三方合作催收人员已经停止了对当事女生的催收。

除此之外,借贷宝特别声明对于未满23岁以下人员的借贷权限将全面停止。

此前压缩包流出时,借贷宝曾发表官方声明称10G“裸条”与平台无关,系少数用户与第三方不正规借贷公司或放贷人私下交易而产生。

“裸条”借贷并不是第一次出现在公众面前,此前就被媒体报道过,引发了大量的质疑,舆论多有批评。而此次10G“裸条”风波距离借贷宝被央视《焦点访谈》点名也仅仅间隔一周时间。(徐利)

以下为借贷宝采取的措施(经新浪科技整理):

一、成立用户保护部:借贷宝正式成立用户权益保护部,由副总裁级别高管直接负责,并设立百万“打裸基金”,帮助受害女生打击违法放贷者。

二、受害人排查:联系了流出裸照的109位借贷宝用户,其中与90位受害者无法联系,有16拒绝接听,有3位愿意沟通,针对这部分希望寻求帮助的受害人,已筹备好专门的资金与法务资源,会根据他们个体的情况来给予不同方式的援助。

三、受害人保护:派专人寻找网络上有关裸条当事人不雅照片和视频链接去相关监管机构投诉,让她们尽快脱离此事件的伤害,回归正常生活。

四、潜在受害人筛查:除了有裸照流出的用户,借贷宝称在后台启动大数据匹配筛查工作。截止目前排查出潜在9人可能涉嫌受裸贷的侵害,对于这些人会跟进给予帮助。同时排查工作也会持续进行。

五、针对性停止催收:核实网上传播的照片后,对相关借贷宝用户,平台第三方合作催收人员已经停止了对他们的催收。

六、公安报案:借贷宝表示第一时间到公安机关报案,目前公安机关正在调查中,如有进展会同步。

七、专项债权认定方案:一旦司法机关认定在平台上的借贷协议无效,借贷宝也会依法处理相关借贷协议。

八、未满23岁以下人员不得借贷:全面停止未满23岁以下人员的借贷权限,同时上线新的借贷风险提示,强化风险意识教育。同时,开设了裸条举报邮箱,对于愿意提供相关证据的举报人进行外呼,目前接到举报裸条的累计16件。会定期将这些举报材料汇总整理提交给公安机关。